Mobile Banking with Cash App - A Faster, Simpler Way to Bank (2024)

A faster, simpler way to bank—without all the fees

No, you don’t need a bank account to create a Cash App account or add money to your Cash App balance.

There are a number of ways to send and receive money through Cash App if you don’t have or want to link your bank account. You can deposit paychecks, tax returns, and more to your Cash App balance using your Cash App account and routing numbers. And you can even deposit paper money into your Cash App balance at participating retailers.

You can order a Cash App Card directly in the app.

The Cash App Card is a free, customizable debit card that is connected to your Cash App balance. It can be used anywhere Visa is accepted, both online and in stores.

The Cash App Card isn’t connected to your personal debit card or bank account. Cashing Out transfers your funds from your Cash App balance to your debit card or bank account.

You must be 18 or older to apply for a Cash App Card. Cards should arrive within 10 business days. Your Cash App Card can be used as soon as you order it, by adding it to Apple Pay and Google Pay, or by using the card details found in the Cash App Card tab.

You can deposit paychecks, tax returns, and more to your Cash App balance using your account and routing number. You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.

Cash App makes direct deposits available as soon as they are received, up to two days earlier than many banks. Your first deposit may take longer to become available depending on your employer.

View Account Statements

Access your Cash App account statements

Enable Direct Deposit

Enable Direct Deposit to get funds automatically deposited to Cash App.

Direct Deposit Account & Routing Numbers

Enable Direct Deposits to regularly and automatically deposit your paycheck to your Cash App.

Set Up Direct Deposit

Use your account & routing numbers to set up deposits into Cash App.

Missing Direct Deposit

Direct deposits can take between 1–5 business days to arrive in your Cash App from the scheduled arrival date.

Bill Pay

Use your account and routing numbers to pay bills using your balance.

ATM

An automated teller machine (ATM) is a computer that makes it easy to access money and manage a bank account. You can use it to check your account balances, withdraw and deposit money, and print account statements.

Checking

A checking account offers easy access to your money through cash withdrawals and deposits and is managed by a financial institution.

Direct deposit

A direct deposit is an automated transfer of payment directly to a recipient’s checking account. It eliminates the need of a physical check or having to visit a bank.

Payroll

Payroll is the process of compensating a company’s employees in the form of checks and direct deposits.

Routing

A routing number is a 9-digit number used by financial institutions to identify and locate an individual account, such as a checking or savings account.

Withdrawal

A withdrawal is the removal of cash from a checking or savings account. It’s one of the most common actions at an ATM.

Cash App protects millions of people’s payments each month. Cash App is built on one secure platform, with advanced security features to power and protect your personal information and every single transaction that happens on the platform.

How does Cash App keep my account safe?

Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money is secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service.